Effective Federal Funds Rate Holds at 3.75% as Conflicting Data Flatten the Treasury Curve
The effective federal funds rate held at 3.75% while the U.S. Treasury curve flattened further, with the 10-year yield falling 6 basis points versus a
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Macro
Treasuries Squeeze the Curve to 0.44%, Exposing Market Doubts on Growth
On October 10, 2026, financial markets face an uneasy divergence: while the effective federal funds rate stands at 3.75% and labor data remains firm, Treasury
Macro
Consumers Feel Worse Than the Economy Looks, and That’s the Fed’s Problem
U.S. consumer sentiment fell to 46.3 in the University of Michigan’s preliminary October 2026 reading, below September’s 48.1 and below expectations.
Macro
Consumer Inflation Fears Rise as Yield Curve Flattens, Signaling Growth Concerns
Consumers are getting more worried about inflation, but the bond market is sending a different warning.
Macro
Why Your Holiday Airfare Feels So Expensive This Year
Holiday airfare is notably higher this year, a direct consequence of ongoing inflationary pressures and the Federal Reserve's efforts to stabilize prices.
Macro
Why Banking Credit Card Points for 2027 Travel Has an Expensive Catch
Travelers eyeing spring and summer 2027 trips are facing a persistent squeeze: travel price inflation climbed 7.4% year-over-year in August 2026, more than
Macro
Disney Believe: Is an Early Cruise Deposit Worth Today's High Rates?
The highly anticipated Disney Believe cruise ship, set to debut in December 2027, has opened its booking windows, prompting a rush from eager travelers.
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Macro
The Fed's 3.75% Rate: How It Just Made Your Car Loan More Expensive
The Federal Reserve has increased the Effective Federal Funds Rate to 3.75%, a move designed to combat inflation.
Macro
Fed Funds Rose to 3.75%. Treasuries Still Aren’t Convinced
The effective federal funds rate rose to 3.75% in September from 3.63% in August, reinforcing that policy remains restrictive.
Macro
Why Fed Funds at 3.75% Still Signals No Easy Pivot
The effective federal funds rate rose to 3.75% in September from 3.63% in August, a reminder that policy is still restrictive even without a fresh headline
Macro
FEDFUNDS Is Up. Does That Make American’s New Cash-and-Miles Deal More Useful?
The effective federal funds rate, tracked in FRED as FEDFUNDS, rose to 3.75% in September 2026 from 3.63% in August.
Macro
The Tourist Tax Squeeze Isn’t Slowing Travel Demand
A growing list of destinations is using tourist taxes to raise revenue and manage crowding in 2026, and the extra cost is no longer trivial.