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WALLET REVIEW
Cryptopay.me
Updated, Apr 04, 2020
Cryptopay is a revolution for Bitcoin users. This platform offers its customers a Visa credit card issued by the company that allows online payments or withdrawals at ATMs.
The company was created in 2013 by two young Russians, experts in finance and enthusiastic about Bitcoin: Georges Basiladze and Dmitry Gunyashov. They set the headquarters of their company in London. Until today, Cryptopay has already issued more than 37,000 credit cards and they have 167,000 users who perform 100,000 transactions per month, which is nothing.
Cryptopay customers can buy, sell or store Bitcoins through portfolios offered by the company on the FLEX account. They just need to connect their bank accounts to the platform and convert their Euro, GBP or USD into Bitcoin.
All these currencies can be stored on the same account, which is extremely convenient for transactions. Visa cards offered by Cryptopay are accepted wherever Visa is accepted and customers can pay online or offline. They have access to millions of businesses around the world.
Another possibility that you are given at Cryptopay is the virtual credit card that offers the same services as the plastic card. But you also have the possibility to make bank transfers. Credit cards can be ordered in 28 European countries, but also outside the Eurozone.
However, the United States and India can not order the map. Other countries are also excluded from their services, particularly Africa and some Middle Eastern countries.
When you order a Visa card from Cryptopay, it is sent to you free of charge and you will receive it within 2 to 3 weeks for Europe, 3 to 5 weeks for other countries. You can also select an express delivery which will cost you 75 USD and which will allow you to receive your card within 3 to 10 days.
Plastic Visa cards cost $ 15, virtual cards cost only $ 2.5. A plastic card will allow you to withdraw up to $ 2,000 per day at ABMs, limited to $ 10,000 for individual refills. By cons for purchases, there is no limit.
At Cryptopay you do not need to check for withdrawals of $ 400 per day at ATMs. There are different fees on Cryptopay: transaction fees, monthly card maintenance fees, shipping fees, ATM withdrawal fees, and unloading charges.
There is also a fee for Bitcoin conversions in Fiduciary currency. If you wish to exchange in a currency other than the base currency of your card, you will be charged a 3% fee. As for the buyer/seller margin, it is reasonable.
Navigation on the Cryptopay website is quite simple and the recording is very fast, it only takes a few minutes. You must first provide your name, email address and password to log in.
For checks, you need an ID card and proof of residence, such as a bank statement, utility bill, or tax return. The verification will only take a few hours. Once you are logged in, you can see your accounts. For each traditional currency, you will receive a Bitcoin address to load your accounts.
Support is by live chat or email. This support is available during office hours in London, which is not very practical for other countries, you will need to check the time differences between your country and London.
Cryptopay is an extremely easy way to make Bitcoin transactions. It allows to use the main traditional currencies and their site is pleasant and easy to use.
The Visa card system shipped free of charge worldwide. The site is easy to use. Euro, GBP and USD currencies can be used. The ease of transactions and withdrawals.
Fees are slightly higher than the competition. The non-access to American citizens. Customer support in London hours.
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