Brad Garlinghouse
CEO
Editor's brief
The desk's read on Ripple Labs
Best-in-class enterprise-payment integrations and a hard-won partial legal clarity on XRP. Concentrated XRP holdings and escrow releases remain a recurring market overhang.
Tokens issued
Tokens issued by Ripple Labs
Reserves & transparency
What backs Ripple Labs's tokens
Backing health
—
Reserves / liabilities · per Quarterly XRP Markets Report transparency
Editorial note: we never characterize an issuer as "fully audited" unless the report scope is a full audit (per spec §3). The label above reflects what Ripple actually delivered.
Leadership
Who runs Ripple Labs
Regulatory posture
Where Ripple Labs operates
| Jurisdiction | Regulator | Status | License # | Notes |
|---|---|---|---|---|
| United States | SEC / NYDFS | Active | — | NYDFS trust-company charter for RLUSD (Dec 2024); SEC enforcement closed 2025 after $125M penalty (Aug 2024). |
| Singapore | MAS | Active | — | MPI licence for digital payment token services (Oct 2023). |
| Ireland | Central Bank of Ireland | Active | — | EMI authorisation (2024) supporting EU expansion. |
Ripple Labs in the news
Latest coverage
Frequently asked questions
About Ripple Labs
No published FAQs yet for Ripple Labs. Editorial Q&As will appear here as they are sourced and verified.