Brad Garlinghouse
CEO
Editor's brief
The desk's read on Ripple Labs
Best-in-class enterprise-payment integrations and a hard-won partial legal clarity on XRP. Concentrated XRP holdings and escrow releases remain a recurring market overhang.
Tokens issued
Tokens issued by Ripple Labs
Reserves & transparency
What backs Ripple Labs's tokens
Backing health
—
Reserves / liabilities · per Quarterly XRP Markets Report transparency
Editorial note: we never characterize an issuer as "fully audited" unless the report scope is a full audit (per spec §3). The label above reflects what Ripple actually delivered.
Leadership
Who runs Ripple Labs
Regulatory posture
Where Ripple Labs operates
| Jurisdiction | Regulator | Status | License # | Notes |
|---|---|---|---|---|
| United States | SEC / NYDFS | Active | — | NYDFS trust-company charter for RLUSD (Dec 2024); SEC enforcement closed 2025 after $125M penalty (Aug 2024). |
| Singapore | MAS | Active | — | MPI licence for digital payment token services (Oct 2023). |
| Ireland | Central Bank of Ireland | Active | — | EMI authorisation (2024) supporting EU expansion. |
Ripple Labs in the news
Latest coverage
No recent Ripple Labs coverage indexed yet. New stories appear here as they're published.
Frequently asked questions
About Ripple Labs
No published FAQs yet for Ripple Labs. Editorial Q&As will appear here as they are sourced and verified.